From contract to collection in one platform
Write the financing contract inside the deal jacket, set the payment schedule, and let us collect the money on autopay. Collections dashboard included.
Retail installment contracts
Auto-generated finance contracts with your interest rates, term, and payment frequency.
Recurring payments
Weekly, bi-weekly, or monthly auto-charges via card or ACH. AutoPay link with your branding.
Collections dashboard
Past-due accounts in one view. Filter, assign follow-ups, log calls without leaving the platform.
Interest & balance tracking
Accrued interest, current balance, and payment history per loan. No spreadsheets.
From signed contract to autopay — in one flow
Write the deal once. Everything downstream — collection, balance, audit — runs from the same record.
Write the contract
Generate the retail installment contract from the deal jacket with your rates and terms.
Set the schedule
Weekly, bi-weekly, or monthly. Card on file or ACH — your customer's call.
Autopay runs
Payments charge automatically. Failed payments retry; receipts go to the customer by email and SMS.
Manage exceptions
Past-due accounts surface in the Collections dashboard with comments, follow-ups, and call logs.
What it costs
$2.50 per BHPH deal, on top of the $2.50 deal jacket fee. No subscriptions, no monthly fees — you only pay when you write a buy-here-pay-here deal. See the full pricing breakdown.
Why this beats spreadsheets
Most small BHPH shops track payment schedules in Excel or paper folders. One missed payment slips through, one bookkeeping error compounds for months. This is the same data, kept honest by the system.
- •Accrued interest calculated automatically — no Excel formulas to maintain
- •Payment history attaches to the customer record forever — survives staff turnover
- •Audit-ready: every payment, refund, and adjustment timestamped
Manual reconciliation
0 hrs/wk
Payments reconcile against the contract automatically — no end-of-week spreadsheet ritual.