The short version
- Most Florida sales use the application for title (HSMV 82040 (opens the official site in a new tab)) and the title reassigned to the buyer, on the title itself or, where it's accepted, the reassignment supplement (HSMV 82994 (opens the official site in a new tab)).
- Federal rules add the odometer disclosure and, on every used retail sale, the FTC Buyer's Guide.
- A lien, a power of attorney or an out-of-state buyer each bring their own forms.
- E-signatures cover nearly every form. The one to plan for is the DR-123 (opens the official site in a new tab) for a buyer from another state, which is signed in front of a notary.
The title application and reassignment
In Florida, the dealer files the title and registration work on the buyer's behalf.
- HSMV 82040 (opens the official site in a new tab), Application for Certificate of Title. Used on most sales. Its VIN verification section applies to used motor vehicles not titled in Florida.
- HSMV 82994 (opens the official site in a new tab), Title Reassignment Supplement. On a conforming title, you generally use the title's own reassignment blocks, the ones with room for the odometer reading and the rest. Some tag agencies also accept the supplement when those blocks are still unused, and because it's on secure paper it avoids handwriting mistakes and hard-to-read entries, so some dealers and agencies prefer it.
Federal disclosures
- Odometer disclosure (49 CFR 580 (opens the official site in a new tab)). One of four readings: actual, not actual, exceeds mechanical limits, or exempt. A brand carries forward: if the title you took in says not actual, you disclose not actual. Florida's form is HSMV 82993 (opens the official site in a new tab).
- Buyer's Guide (16 CFR 455 (opens the official site in a new tab)). Federally required on every used vehicle offered for retail sale, in an As Is or an Implied Warranty version, and available in Spanish.
Florida accepting an exempt odometer reading doesn't discharge your federal obligation. Under federal rules, a model year 2011 or newer vehicle stays non-exempt for 20 years.
The sale itself
- A bill of sale: Florida’s HSMV 82050 (opens the official site in a new tab), or your own.
- Insurance: the Florida Insurance Affidavit, HSMV 83330 (opens the official site in a new tab), when a policy is named. A vehicle with four or more wheels needs at least $10,000 of personal injury protection and $10,000 of property damage liability (FLHSMV procedure RS-36 (opens the official site in a new tab)).
- The air pollution control statement: HSMV 84058 (opens the official site in a new tab).
Forms for particular deals
- A lender on the title: the lienholder’s recorded name, its address and, for most Florida lienholders, its ELT number. HSMV 82260 (opens the official site in a new tab) is the lien satisfaction form once a loan is paid.
- Someone signing for another person: a power of attorney, HSMV 82053 (opens the official site in a new tab), or HSMV 82995 (opens the official site in a new tab), the secure power of attorney used when the title is not in hand.
- A buyer from another state: the Department of Revenue's partial exemption, DR-123 (opens the official site in a new tab), signed in front of a notary, or the out-of-state affidavit, HSMV 84061 (opens the official site in a new tab), depending on where the buyer takes delivery.
- A tax-exempt buyer: an Annual Resale Certificate (DR-13) or a Consumer's Certificate of Exemption (DR-14).
- Financing in house: a retail installment contract, with your dealership as the lienholder. See buy here, pay here contracts.
Buyer ID, and the form that needs a notary
Florida tightened the identification it accepts for titles and registrations in 2024 and 2025, and more registration changes take effect on October 1, 2026. Check the current list, and how your county applies it, before the sale.
Nearly every form can be e-signed. The exception is the DR-123 (opens the official site in a new tab), the partial exemption for a vehicle sold to a resident of another state: it's signed in front of a notary, so an electronic signature doesn't cover it.
How My Dealer Jacket handles it
My Dealer Jacket's deal jacket recommends the forms this sale needs from the details you've entered and fills them in, ready to sign.
Sources
Each one links to the official text.
- Form HSMV 82040: application for certificate of title (opens the official site in a new tab)
- Form HSMV 82994: title reassignment supplement (opens the official site in a new tab)
- Form HSMV 82993: odometer disclosure (opens the official site in a new tab)
- Form HSMV 82050: notice of sale and bill of sale (opens the official site in a new tab)
- Form HSMV 83330: Florida insurance affidavit (opens the official site in a new tab)
- Form HSMV 84058: air pollution control statement (opens the official site in a new tab)
- Form HSMV 82260: lien satisfaction (opens the official site in a new tab)
- Form HSMV 82053: power of attorney (opens the official site in a new tab)
- Form HSMV 82995: secure power of attorney (opens the official site in a new tab)
- Form HSMV 84061: affidavit for a vehicle titled in another state (opens the official site in a new tab)
- Form DR-123 (Florida Department of Revenue): partial exemption for a vehicle sold to a nonresident (opens the official site in a new tab)
- Forms DR-13 and DR-14 (Florida Department of Revenue): resale and exemption certificates
- 49 CFR 580: odometer disclosure requirements (opens the official site in a new tab)
- FTC Used Car Rule (16 CFR 455): the Buyer's Guide (opens the official site in a new tab)
- FLHSMV procedure RS-36: insurance verification (opens the official site in a new tab)
This guide explains Florida's rules in plain language. It isn't legal advice, and rules change: check with FLHSMV or your attorney before relying on it.
